How am I covered in case I meet with an accident and suffer injuries / any loss? A deductible is important as it makes you a co-owner of the policy, by taking up a certain portion of the loss himself / herself.​. Will i receive the reimbursement money in my account directly or by cheque? If a loss sustained during the policy period while abroad, and this results in death or disability after coming to India. Good Health Declaration form & visit the nearest branch.​, Deductible means a cost-sharing requirement under this travel insurance policy that provides that the insurer will not be liable for a specified monetary amount or for a specified number of days / hours which will apply before any benefit are payable by Insurer. Ensure you collect consultation notes, receipts and xray reports from the dentist. Please refer policy schedule for contact details. in a case where the insured loses his arm, the compensation will be 70% of the sum insured. 2. In either case, when being admitted as a patient, you shall show the concerned Medical Practitioner or personnel this Policy, if requested.​. The Reliance Travel Care - Schengen Policy, as the names suggests is designed specifically for travelers wandering around any of the Schengen countries. Reliance Travel Insurance aims to make your travel a memorable one. Your hospitalisation expenses will be covered in a quick and cashless manner. In case of Hospitalization if insured is not able to return on or before expiry date of the Policy will insured be still covered under this Policy? ​Termination of the Policy at a date earlier than the end date can be done only if the Insured / Insured Person returns back to the Republic of India earlier than the end date of the Policy. at the time of loss. What all conditinos are covered under Medical Expenses? "City" means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas or airspace. Reliance Travel Care Policy covers you for most medical and financial requirements and offers some additional assistance in case of any emergencies while travelling. How long does it usually take to settle a claim? In case there is a robbery / theft or fire will the insurance policy reimburse us? If there is no ‘Europ-Assistance India’ certified hospital where I stay, will there still be cashless settlement? What if my flight is hijacked? The cover is limited to the travel destinations specified in the main travel ticket from the Republic of India and return trip back to India. Factors you should take into account are the number of travel days, amount of premium you want to pay and the amount and type of risks you want to be covered for. Please note, the minimum​​ age of the insured has to be 6 months and the maximum is upto 60 years.​ Is pregnancy or disease/complication arising out of pregnancy covered? Within how many day i need to submit the documents for my claim. ​No medical check-up ​till​ the age of 90 years.​. The Company will pay or reimburse costs of necessary emergency purchases of toiletries, medication and clothing in the event of the Insured / Insured Person suffering delay of his/her checked-in baggage while being transported during the trip, provided that: a. In case I fall sick and need hospitalisation, will the policy cover me for all my expenses? Will i get the money in local Currency or in USD $? In case of Any Medical Emergency is there any need of Pre-Approval before hospitalization? A deductible does not reduce the sum insured.​, ​No, There is no specific list of hospitals or network list which we provide, Registration of claim is required to avail benefits under the policy.​. Does a claim have to be lodged or made in a specific time frame from the time of the accident? The island nation awaits you with all its glorious beaches and wildlife. Additional transportation expenses incurred by the Insured/ Insured Person to reach the original trip destination if the Insured / Insured Person is delayed, and leaves after the trip departure date. We have specialized travel insurance plans for Asian and Schengen countries which gives you a customized coverage to suit the needs of these regions. Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday. Reliance General Insurance offers enticing Travel Insurance policies that take care of all your hassles while you enjoy your vacation. ​On the day specificied on the Policy start date when you commence your journey by common carrier outside republic of India till the date you return to India or Policy expiry date whichever is earlier. However, the benefit payable under (2) and (3) will not exceed the cost of economy airfare by the most direct route, less any refunds paid or payable. Are 'business travellers' eligible for a Travel Insurance policy? All halts and via destinations included in this main travel ticket will be considered for payment under this benefit. In which countries are the international travel insurance policies recognised / accepted? If your answer to both these questions is yes, then you should get our Don’t let your age stop you from travelling. This compensation is different for various losses and is limited to the sum insured as mentioned in the plan. The loss of handbag is not covered. Yes, it does. The delay of checked-in baggage is more than 12 hours from the actual arrival time of the common carrier at thedestination and relates to delivery of baggage that has been checked in by the common carrier. Such treatment must not exceed the level of care necessary to provide safe, adequate and appropriate medical care in scope, duration, or intensity; Such treatment must have been prescribed by a medical practitioner. This is when a student insurance comes into picture. With this, your trip ‘down under’ will be secure and trouble-free! Is lost on account of it being left unattended or forgotten in a public place or transport, hotel, apartment or a private place or vehicle. Best viewed with IE 9+, Firefox 30+ and Chrome 29+ with a resolution of 1024x768, Director's and Officer's Liability Insurance, Renew Reliance Commercial Vehicle Insurance, Flight tickets? For travelers up to 70 years, it also covers pre-existing illnesses in case of life-threatening situations, if it is declared before the trip. ​If your holiday is extended for any reason, we recommend that you extend your travel insurance policy. You can avail Reliance Travel Insurance for Schengen starting at just 401*. To get your travel insurance premium, fill in the quote form now. ​No, we regret Any claim relating to events occurring before the commencement of the trip covered hereunder and any time after the completion of the trip at any port of the Country of Your Residence is not covered under this policy. So is a trip without a Travel Insurance! Loss of checked baggage - no partial loss or damage shall become payable, 6. How many days it takes to settle the claim? Expenses incurr​ed due to any of the following con​ditions: 4. Will I get refund if I cancel my travel insurance policy? Illness or injury must be so disabling as to reasonably cause a travel delay. What is a Emergency Assistance Service provider? The Service Provider Help Line Number will verify the identity of the caller and assist you further with the claim procedure. We recommend you to opt for our Schengen Travel plan if you are travelling alone. Your holiday will be incomplete without a Reliance Travel Plan for the UK. ​No such pre-approval is require before hospital admission in case of any medical emergency. What do i do first when i fell sick while abroad? A terrorist incident in a City/destination listed on the Insured/Insured Person's itinerary within 30 days of the Insured / Insured Person's scheduled arrival. Hotel reservations? No refunds will be given on Policies with claims. Definitely consider getting the Reliance Travel Care – Asia Policy. For medical claims- Medical Practitioner's Consultation notes, Original admission/ discharge card, Original Bills/ receipts with prescriptions and diagnostic/ investigative reports along with mandatory documents as claim form, copy of passport/ visa with entry and exit stamp and copy of the ticket and boarding pass. Why is this necessary? Will this be covered? Claims under Financial Emergency Assistance shall be settled/ arranged directly to you, whilst abroad, by the Service Provider. Any medical or accident policy that you may have, will cover you for the relevant benefits, while you are travelling within the country. Claims arising out of non- disclosed and non-declared pre-existing medical conditions will not be covered. Thank God I had travel insurance. No, an international policy is not extendable for domestic travel. To receive the final payable premium please click on, Quick Quote premium estimate given is approximate. Can I buy insurance if I am going on a work permit abroad? The above mentioned premium is exclusive of taxes and Quick Quote premium estimate given is approximate. Check, An adventure to Australia on cards? What are the age criteria for which you issue a travel insurance policy online in India? What liabilities / risks are covered in my travel insurance policy? What are the major exclusions under Medical Expenses? To receive the final payable premium please click on Continue to Buy. ​Same is mentinoed in the benefit table of your Policy schedule, however we recommmed you to  go through the policy wording, it has all fine prints of policy​. So make sure to declare all pre-existing diseases while taking the travel insurance policy. Can i file a travel insurance claim once i return to India? Check, The Middle East welcomes you with desert safaris and magnificent skylines. What is a deductible? ​There is a limit for indeminity for person aged specified years old and above you can refer the Policy schedule and Benefit table to know the maximum Sum insured against Medical Benefit for a particular age group​. 52.201 series or 52.401 series, or Jefferson Insurance … If any new illness / injury is contracted beyond duration of this Policy, treatment for the same will not be covered.​. RGI has achieved the ISO 9001:2000 … ​No there is no such a card which we issue along with the Policy copy, you can submit the copy of your Policy schedule in the hospital & simulteniously contact our assistance service provider to intimate the claim. How does the reimbursement claim process work? ​Yes. Covers Loss of Passport & checked baggage, Covers loss of passport & checked baggage, Covers Loss of passport & checked baggage, ​Acu​te anaesthetic treatment of teeth due to an injury, Cost of obtaining a fresh or duplicate passport in case of a lost passport, Compensation for death or permanent disability due ​to an accident, while riding as a passenger in a common carrier, Emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden illness, injury or death, Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours, Facility to provide you emergency cash in case you lose travel funds due to theft, Emergency expenses made for medical evacuation to India, Expenses incurred if a trip is cancelled or interrupted due to airline, medical, personal employment problems or natural disasters, Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise, Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters, Insurance against burglary in your home, while you are travelling abroad, Special distress allowance if your plane is hijacked for more than 12 hours, Total loss of your checked-in baggage by a common carrier. How do I know Limit of each type of expenses? ​No, every individual is to be issued only one travel insurance policy during his/her journey. ​Calculation of premiums for Austaralia and London has been done for a medical sum insured of $50,000 for an individual of 26 years travelling for 4 days. The Company shall reimburse the Insured / Insured Person the reasonable additional expenses incurred by the Insured / Insured Person if the Insured / Insured Person's trip is delayed for more than twelve(12) hours from the scheduled time. Trip Interruption Benefits: The Company will pay this benefit up to Sum Insured as specified in the Schedule for trips that have been interrupted, due to the reasons mentioned above. ​Coverage under this Policy is limited to Checked in Baggage which is entrusted with the common carrier during your trip​. ​Yes. A trip to South America is bound to be full of excitement and thrill. Here are some key features of the cover that make it a must for every student –. 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